Ithini ileta yetyala?

Ileta yekhredithi ibhekisa kwisatifikethi esibhaliweyo esikhutshwe yiBhanki uye kwelinye ilizwe (umthengisi) kwisicelo somngenisi elizweni (umthengi) ukuqinisekisa intlawulo yeempahla.Kwileta yetyala, i-Bhanki igunyazisa umthumeli ngaphandle ukuba akhuphe irhafu yokutshintshiselana engadlulanga kwi-akhawunti echaziweyo okanye ibhanki echongiweyo njengomGangatho obekiweyo kwileta yetyala njengoko Iyafuneka, kwaye ihlawule kwindawo echongiweyo ngexesha lokufumana iimpahla.

Inkqubo jikelele yokuhlawula ngeleta yetyala yile:

1. Omabini amaqela okungenisa nokuthumela ngaphandle kufuneka acacise ngokucacileyo kwikhontrakthi yokuthengisa ukuba intlawulo kufuneka yenziwe ngeleta yetyala;
2. Umngenisi elizweni ungenisa isicelo se-L / C kwiBhanki apho ikhoyo, gcwalisa isicelo se-L / C, kwaye uhlawule idiphozithi ethile ye-L / C okanye i-Ibhanki) ukukhupha iL/C kumthumeli ngaphandle;
3. Ibhanki ekhuphayo ileta yekhredithi yomnini-tyala njengomzuzi ngokwemixholo yesicelo, kwaye yazisa ileta yokuthumela ngaphandle ileta ye-Arhente nge-Arhente ye-Arhente kwi-Arhente yokuthumela ngaphandle (ngokudibeneyo kwi ibhanki yokucebisa);
4. Emva kokuba umntu othunyelwa ngaphandle kuthunyelwe iimpahla kwaye afumane amaxwebhu okuhambisa afunwa ngunobumba wetyala, ithetha ngemali mboleko kunye nebhanki apho ifumaneka khona (inokuba le ibhanki) ngokwemigaqo yeleta yeleta ye ikhredithi;
5. Emva kothethathethwano lwemali-mboleko, ibhanki ethetha-thethwano iya kubonisa isixa-mali ekuza kuthethathethwana ngaso kwindebe yeleta yekhredithi.

Iziqulatho zeleta yetyala:

① Ingcaciso yeleta yetyala ngokwayo;njengohlobo lwayo, indalo, ixesha lokuqinisekisa kunye nendawo yokuphelelwa;
②Iimfuno zempahla;inkcazelo ngokwekhontrakthi
③ Umoya ombi wezothutho
④ Iimfuno zamaxwebhu, angala amaxwebhu empahla, amaxwebhu ezothutho, amaxwebhu e-inshorensi kunye namanye amaxwebhu afanelekileyo;
⑤Iimfuno ezizodwa
⑥Ibhanka ekhupha izinto zokubhala zoxanduva lomxhamli kunye nomnini wedrafti yokuqinisekisa intlawulo;
Uninzi lwezatifikethi zangaphandle luphawulwe: "Ngaphandle kokuba kuchaziwe ngenye indlela, esi siqinisekiso silawulwa ngokungqinelana negumbi lezizwe zelizwe", oko kukuthi, ipapasho ye-600 ("UCP600") ";
⑧Igatya lembuyekezo ye-T/T

Imigaqo emithathu yeleta yetyala

① Imigaqo ezimeleyo engabonakaliyo yeetransekshini ze-L/C
②Ileta yekhredithi ihambelana ngokungqongqo nomgaqo
I-③princes ezinokwahlukileyo kwi-l / c ubuqhetseba

Iimbonakalo:

Ileta yekhredithi ineempawu ezintathu:
Okokuqala, ileta yekhredithi sisixhobo esaneleyo, ileta yetyala ayifakwanga kwikhontrakthi yokuthengisa, kwaye i-Bhanki igxininisa isiqinisekiso esibhaliweyo sokwahlulahlula ileta yeleta kunye norhwebo olusisiseko xa uvavanya amaxwebhu;
Okwesibini kukuba ileta yekhredithi yintengiselwano esulungekileyo, kwaye ileta yekhredithi yintlawulo ngokuchasene namaxwebhu, hayi ngokuxhomekeka kwiimpahla.Ngalo lonke ixesha amaxwebhu ahambelana, ibhanki ekhuphayo iya kuhlawula ngaphandle kwemeko;
Okwesithathu kukuba iBhanki ePhakathi inoxanduva lokuhlawula amatyala aphambili.Ileta yekhredithi luhlobo lwetyala lebhanki, oluxwebhu lwesiqinisekiso seBhanki.I-Bank yeBhanki inoxanduva lokufumana intlawulo.

Uhlobo:

1. Ngokutsho ukuba uyilo phantsi kweleta yetyala uhamba kunye namaxwebhu okuhambisa, ulwahlulwe lwabiwo mali lwencwadi yamatyala kunye nencwadi yetyala
2. Ngokusekelwe kuxanduva lwebhanki ekhuphayo, inokwahlulwa ibe: ileta yekhredithi engenakurhoxiswa kunye neleta yekhredithi erhoxiswayo.
3. Ngokusekwe ekubeni ingaba ikhona enye ibhanki ukuqinisekisa intlawulo, inokwahlulwa ibe: Ileta eqinisekisiweyo yetyala kunye neleta engakhuselekanga
4. Ngokwexesha lokuhlawula eyahlukileyo, linokwahlulwabelwa ukuba: Ileta yetyala, ileta ye-USUS yetyala kunye neleta yobuxoki yetyala
5. Ngokoko ingaba amalungelo omxhamli adluliselwe kwileta yetyala anokudluliselwa, iyahlulwa ibe: Ileta ethambekileyo yetyala kunye neleta engaqwalaselwanga yetyala
6. Igatya elibomvu leleta yetyala
7. Ngokomsebenzi wobungqina, inokohlulwa ibe: ifolio letter yekhredithi, ileta ejikelezayo yekhredithi, ileta yokubuyela emva yekhredithi, ileta yangaphambili yekhredithi / iphakheji yeleta yekhredithi, ileta yokulinda yekhredithi.
8. Ngokweleta ejikelezayo yekhredithi, inokwahlulwa ibe: i-automatic revolving, non-automatic revolving, semi-automatic revolving.