Yintoni ileta yetyala?

Ileta yekhredithi ibhekiselele kwisiqinisekiso esibhaliweyo esikhutshwe yibhanki kumthengisi ngaphandle (umthengisi) ngesicelo somthengi (umthengi) ukuba aqinisekise ukuhlawulwa kwempahla. Kwileta yetyala, ibhanki igunyazisa umrhwebi ukuba akhuphe ibhili yokutshintshiselana engagqithanga kwixabiso elichaziweyo kunye nebhanki ethengisiweyo okanye ibhanki echongiweyo njengomhlawuli phantsi kweemeko ezichazwe kwileta yetyala, kunye nokuncamathisela amaxwebhu okuthumela njengoko kufuneka, kwaye ahlawule kwindawo ekhethiweyo ngexesha Fumana iimpahla.

Inkqubo jikelele yokuhlawula ngeleta yetyala yile:

1. Omabini amaqela okungenisa nokuthumela ngaphandle kufuneka acacise ngokucacileyo kwikhontrakthi yokuthengisa ukuba intlawulo kufuneka yenziwe ngeleta yetyala;
2. Umfaki-sicelo ungenisa isicelo se-L / C kwibhanki apho ikhoyo, igcwalisa isicelo se-L / C, kwaye ihlawula idiphozithi ethile ye-L / C okanye inika ezinye iziqinisekiso, kwaye icela ibhanki (ibhanki ekhuphayo) ukuba ikhuphe i-L / C kumthengisi ngaphandle;
3. Ibhanki ekhuphayo ikhupha ileta yetyala kumthumeli ngaphandle njengomxhamli ngokomxholo wesicelo, kwaye yazise umthumeli weleta yetyala ngebhanki yomenzeli okanye ibhanki enxibelelanayo kwindawo yomthengisi ngaphandle (ekubizwa ngokuba yibhanki ecebisayo);
4. Emva kokuba umthengisi athumele iimpahla kwaye afumane amaxwebhu okuthumela afunwa yileta yekhredithi, ixoxisana ngemboleko kunye nebhanki apho ikhoyo (ingaba yibhanki ecebisayo okanye ezinye iibhanki) ngokwemiqathango yeleta yekhredithi;
5. Emva kothethathethwano lwemali-mboleko, ibhanki ethetha-thethwano iya kubonisa isixa-mali ekuza kuthethathethwana ngaso kwindebe yeleta yekhredithi.

Iziqulatho zeleta yekhredithi:

① Ingcaciso yeleta yetyala ngokwayo; njengohlobo lwayo, indalo, ixesha lokuqinisekisa kunye nendawo yokuphelelwa;
②Iimfuno zempahla; inkcazelo ngokwekhontrakthi
③ Umoya ombi wezothutho
④ Iimfuno zamaxwebhu, angala amaxwebhu empahla, amaxwebhu ezothutho, amaxwebhu e-inshorensi kunye namanye amaxwebhu afanelekileyo;
⑤Iimfuno ezizodwa
⑥Ibhanka ekhupha izinto zokubhala zoxanduva lomxhamli kunye nomnini wedrafti yokuqinisekisa intlawulo;
⑦ Uninzi lwezatifikethi zamazwe angaphandle ziphawulwe: “Ngaphandle kokuba kuchazwe ngenye indlela, esi satifikethi siphathwa ngokungqinelana ne-International Chamber of Commerce’s “Uniform Customs and Practice for Documentary Credits”, oko kukuthi, i-ICC Publication No. 600 (“ucp600″)”;
⑧Igatya lembuyekezo ye-T/T

Imigaqo emithathu yeLeta yeTyala

① Imigaqo ezimeleyo engabonakaliyo yeetransekshini ze-L/C
②Ileta yekhredithi ihambelana ngokungqongqo nomgaqo
③Imigaqo-siseko yokuZishiyina kuL/C ubuqhophololo

Iimbonakalo:

Ileta yekhredithi ineempawu ezintathu:
Okokuqala, ileta yekhredithi sisixhobo sokuzimela, ileta yekhredithi ayiqhotyoshelwanga kwikhontrakthi yokuthengisa, kwaye ibhanki igxininisa isiqinisekiso esibhaliweyo sokuhlukana kweleta yekhredithi kunye norhwebo olusisiseko xa uhlola amaxwebhu;
Okwesibini kukuba ileta yekhredithi yintengiselwano ecocekileyo yamaxwebhu, kwaye ileta yekhredithi yintlawulo echasene namaxwebhu, angekho phantsi kweempahla. Ngethuba nje amaxwebhu ahambelanayo, ibhanki ekhuphayo iya kuhlawula ngaphandle kwemiqathango;
Okwesithathu kukuba ibhanki ekhuphayo inoxanduva lwamatyala aphambili okuhlawula. Ileta yekhredithi luhlobo lwetyala lebhanki, oluluxwebhu lwesiqinisekiso sebhanki. Ibhanki ekhuphayo inoxanduva oluphambili lwentlawulo.

Uhlobo:

1. Ngokumalunga nokuba idrafti phantsi kweleta yekhredithi ihamba kunye namaxwebhu okuthumela, ihlulwe ibe yincwadi yekhredithi kunye neleta engenanto yekhredithi.
2. Ngokusekelwe kuxanduva lwebhanki ekhuphayo, inokwahlulwa ibe: ileta yekhredithi engenakurhoxiswa kunye neleta yekhredithi erhoxiswayo.
3. Ngokusekelwe ekubeni kukho enye ibhanki yokuqinisekisa intlawulo, inokwahlulwa ibe: ileta yekhredithi eqinisekisiweyo kunye neleta yekhredithi engenakuhlawuleka.
4. Ngokwexesha elahlukileyo lentlawulo, inokwahlulwa ibe: ileta yokubona ngetyala, ileta yokusetyenziswa kwetyala kunye neleta yokusetyenziswa kobuxoki.
5. Ngokubhekiselele ekubeni amalungelo omxhamli kwileta yetyala anokudluliselwa, inokwahlulwa ibe: ileta yetyala egqithiselwayo kunye neleta engadluliseliyo yekhredithi.
6. Igatya elibomvu leleta yetyala
7. Ngokomsebenzi wobungqina, inokohlulwa ibe: ifolio letter yekhredithi, ileta ejikelezayo yekhredithi, ileta yokubuyela emva yekhredithi, ileta yangaphambili yekhredithi / iphakheji yeleta yekhredithi, ileta yokulinda yekhredithi.
8. Ngokweleta ejikelezayo yekhredithi, inokwahlulwa ibe: i-automatic revolving, non-automatic revolving, semi-automatic revolving.